Backpacking in Australia Travel Insurance
Straight from the Australian Governments website: If you can’t afford travel insurance then you can’t afford to travel!
“Insurance is essential
Regardless of how healthy and fit you are – if you cannot afford travel insurance, you cannot afford to travel.
We strongly recommend that before you depart you take out comprehensive travel insurance that will cover any overseas medical costs. When organising your insurance make sure your policy will cover you for the whole time you plan to be away and check what circumstances and activities are not included. If you plan to hike, take part in adventure activities or sport like scuba diving or parasailing, or ride motorcycles or bicycles while overseas, be upfront about your plans with your insurance provider. Confirm that your policy will cover you if you have an accident while doing these activities.
If you are planning to rely on the travel insurance provided by your credit card, you should, before travelling, obtain a written confirmation of what exactly the insurance will cover.”
